(800) 421-9366
info@zenopay.com
Secure
Lower Rates
Our banks specialize in high risk merchant accounts, giving you the benefit of low rates.
Accept Credit Card Payments
Take ACH Payments & Accept Credit Card Payments On Your Website
Integrate With Your System
Show live balances and receive immediate payment notifications.
Offering the most
competitive rates and fees
We can beat most high risk credit card rates.
With so many high risk credit card processing companies to choose from we know you’re looking for value, which is why we offer quick merchant account approvals and customized solutions to provide the payment plan and fee structure that works best for you. Through the relationships we've developed with our banking partners, we're almost always able to beat most high risk credit card processing rates. As a full service high risk merchant account provider, we do everything we can to stay ahead of the competition including providing top notch services and superior customer support. Your satisfaction is our primary focus.
Multiple payment portal
options tailored to fit you
With our many payment portal options - you are given the freedom to choose what solution is best for your business. With multiple integration options, payment plans and single payments, and professional, custom designs, you’re guaranteed to find something that works for you.
Our Blog
What Challenges Do Debt Collection Agencies Face?
Even though there’s more than sufficient information available about individual debtors, it is more complicated than ever before to locate debtors.
How Do I Know If My Business Is Considered High Risk?
First, we must define what a high risk business is. Then we can determine if your business falls into one of the two main categories for high risk.
What Are the Best Collection Techniques?
Most businesses collect debts, but there are good and bad ways of collecting debts. What are the best collection techniques? Here are some tips.
Can Anyone Start a Collection Agency?
Starting a collection agency can seem daunting if you don't know how to do it. Success awaits those who make it through the long and tedious process.
High Risk Merchant Accounts And Collection Agencies
It can be difficult for Collection Agencies to get a Merchant Account and start processing credit cards - but, why? We'll cover everything you need to know about the merchant account process!
What is a High Risk Merchant Account?
Do you know what a high risk merchant account is and how this classification might affect your business? If you've just been labeled high risk, learn about this process and how it can affect you in the merchant account approval process.
No Fee Credit Card Processing
With no-fee high risk credit card processing, you can eliminate 70 to 90% of the credit card processing fees associated with a high risk merchant account. Learn more about no-fee high risk credit card processing and how it can help your company!
How to Take Credit Card Payments Online
Many of the merchants who contact us have never created a collection agency before. We've created this guide to help inform you of the steps you'll face to get your agency up and running with online credit card payments!
High Risk Merchant Accounts and Chargebacks
Do you know what a chargeback is? Did you know that your merchant account has a limit of how many charge backs you can receive? It's important as a high risk merchant to keep an eye on how many chargebacks you receive and to know what to do when you receive one.
Collection Agency Credit Card Processing Fees
Credit and debit card processing fees may be complicated and difficult to understand, especially when so many are in fine print. Because fees can affect your business so much, we think it's important that you know the ins and outs of high risk credit card processing fees.
What is a Rolling Reserve & How Does It Affect You?
Many high risk merchant accounts may experience a rolling reserve as an addendum as a condition to their approval. Do you know what a rolling reserve is and how it may affect your business? Make sure you know all the facts of what to expect from your merchant account.
Ready to start a merchant application?
