Zeno Payments
(800) 421-9366

Credit Card Processing & Online Payment Portals

for Collection Agencies and High Risk Merchant Accounts

Lower Rates

Our banks specialize in high risk accounts, giving you the benefit of lower rates.

Accept Credit Card Payments

Take ACH Payments & Accept Credit Card Payments On Your Website

Integrate With Your System

Show live balances and receive immediate payment notifications.

Collections Credit Card Processing

Offering the most
competitive rates and fees

We can beat most high risk credit card rates.

With so many credit card processing companies to choose from we know you’re looking for value, which is why we offer quick merchant account approvals and customized solutions to provide the payment plan and fee structure that works best for you. Through the relationships we've developed with our banking partners, we're almost always able to beat most rates.

Multiple payment portal
options tailored to fit you

With our many payment portal options - you are given the freedom to choose what solution is best for your business. With multiple integration options, payment plans and single payments, and professional, custom designs, you’re guaranteed to find something that works for you.

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Collections Payment Portal

Collections and Chargebacks

Collections Chargebacks

Do you know what a chargeback is? Did you know that your merchant account has a limit of how many charge backs you can receive? It's important as a high risk merchant to keep an eye on how many chargebacks you receive and to know what to do when you receive one.

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What is a Rolling Reserve?

Collections Rolling Reserve

Many high risk merchant accounts may experience a rolling reserve as an addendum as a condition to their approval. Do you know what a rolling reserve is and how it may affect your business? Make sure you know all the facts of what to expect from your merchant account.

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Credit Card Processing Fees

Collections Credit Card Processing

Credit and debit card processing fees may be complicated and difficult to understand, especially when so many are in fine print. Because fees can affect your business so much, we think it's important that you know the ins and outs of credit card processing fees.

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Ready to start a merchant application?

ACA International
Washington Collectors Association
Comodo Secure